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Newspaper / Global shares snap seven-day winning streak
« on: June 16, 2019, 10:59:46 AM »
                                                              Global shares snap seven-day winning streak

World share markets snapped a seven-day winning streak on Wednesday as the White House took a tough line on trade talks with China, while an impending reading on US inflation was set to refine the odds of an early cut in interest rates there.

Europe’s main markets followed Asia by declining early on. London’s FTSE, the DAX in Frankfurt and CAC40 Paris were down 0.2 percent to 0.4 percent as traders trimmed some of June’s 4 percent gains.

Benchmark government bond yields fell as caution grew. FX dealers kept the dollar near an 11-week low before the US data, having priced in the first US rate cuts since the financial crisis.

“I think we are in for a very nervous wait until next week’s FOMC meeting,” Saxo Bank’s head of FX strategy, John Hardy, said.

“You have had the markets taking out aggressive positions on where the Fed is going to go and everybody is wondering whether they are ready to deliver as much, in terms of guidance, as has been priced in.”

MSCI’s broadest index of Asia-Pacific shares outside Japan had slipped 0.6 percent after two days of gains. Wall Street’s recent rally ended on Tuesday.

Japan’s Nikkei dipped 0.3 percent. Shanghai blue chips fell 0.7 percent following a 3 percent jump the day before.

Hong Kong’s Hang Seng lost 1.7 percent as demonstrators stormed roads next to government offices to protest against a bill that would allow people to be sent to China for trial.

“The impact was short-lived in the past,” noted Alex Wong, director at Ample Finance Group in Hong Kong. “This time people will look at how the US reacts to this kind of news. The US attitude towards Hong Kong and China are also not the same.”

US President Donald Trump said on Tuesday he was holding up a trade deal with China and had no interest in moving ahead unless Beijing agrees to four or five “major points”, which he did not specify. He said interest rates were “way too high” and the Federal Reserve had “no clue”.

Fed policymakers will meet on June 18-19. With trade tensions rising, US growth slowing and hiring in May declining, markets have priced in at least two rate cuts by the end of 2019. Futures imply around an 80 percent chance of an easing as soon as July.

That might change depending on what US consumer price data show later in the session. Headline inflation is expected to slow to 1.9 percent, with the core rate steady at 2.1 percent.

Trump also alarmed currency markets by tweeting that the euro and other currencies were “devalued” against the dollar, putting the United States at a “big disadvantage”.

The euro gained to $1.1336, just short of the recent three-month high of $1.1347. The dollar fell against the yen to 108.25 and stalled on a basket of currencies at 96.608.

“The President’s tweets on the USD have the potential to have much more lasting impact in the coming election year,” said Alan Ruskin, global head of G10 FX strategy at Deutsche Bank. “Global conditions are nicely set for what has colorfully been described as a ‘currency war’ or a currency race to ‘the bottom’.”

The Turkish lira weakened before a central bank that’s expected to leave Turkey’s main interest rate unchanged at 24 percent. In commodity markets, all the chatter of rate cuts kept gold near 14-month highs at $1,335.51 per ounce.

Oil prices dropped over 2 percent as concern about a global economic slowdown offset expectations that OPEC and its allies will extend their supply curbs.

Hedge fund managers have been liquidating bullish oil positions at the fastest rate since late 2018 amid growing economic fears.

Brent crude futures fell $1.4 cents to $60.87, while US crude lost $1.2 to $52.10 a barrel.

Newspaper / Money whitening scope to foster dishonesty: analysts
« on: June 16, 2019, 10:47:04 AM »
                            Money whitening scope to foster dishonesty: analysts

The opportunity to legalise black money at nominal tax will encourage compliant taxpayers to be dishonest, said business leaders and economists at a post-budget discussion yesterday.

The reaction came after Finance Minister AHM Mustafa Kamal proposed investment of undisclosed incomes without question in special economic zones and hi-tech parks upon payment of 10 percent tax on the invested sum from July 1 this year through June 2024.

For regular taxpayers, the tax ranges from 10 percent to 30 percent depending on income.

“This will set a bad example,” said Abul Kasem Khan, a former president of the Dhaka Chamber of Commerce and Industry.

Thanks to the scope, it appears that good taxpayers will be encouraged not to pay taxes properly. They will be non-compliant and then invest in economic zones to avail the opportunity to legalise their money by paying 10 percent, he said.

“I think, you are encouraging people to be dishonest,” said Khan, also a director of AK Khan & Co., at a discussion on the proposed budget held at The Daily Star Centre in Dhaka.

The event was organised by the Institute of Chartered Accountants of Bangladesh (ICAB) and The Daily Star jointly.

As much as $79 billion would be required to meet the government’s target of raising private investment to 24 percent of GDP next fiscal year.

“But, given the rising default loans and fund shortage in banks, where will the money come from?” Khan said.

Private investment has been hovering around 22-23 percent for long.

Ahsan H Mansur, executive director of the Policy Research Institute of Bangladesh, echoed Khan, saying the government should not extend the money whitening opportunity as it is not fair.

“By promoting whitening of black money you are really going to hurt the compliant taxpayers.”

At present, the income tax department does not raise any question about the sources of fund when invested in the purchase or construction of any apartment, flat or building after a certain tax is paid on the sum.

“Somebody who is not paying the proper tax, which may be over 30 percent, will be investing in an SEZ after paying only 10 percent tax and there will be no tax liability on that investment for the future. This is not right,” he added.

The participants at the discussion lauded the move to increase the tax-free turnover for small and medium enterprises and form a Tk 100 crore fund for budding startups.

They also welcomed the initiative to widen the social safety net.

The allocation for the health sector was insufficient at only 4.9 percent of the total budget of Tk 523,190 crore, said Md Shahadat Hossain, a council member of the ICAB.

He also said revenue collection would fall short of target this fiscal year.



Startup Talk Chattogram holds event for young entrepreneurs, students

A programme focusing on startups has been held in Chittagong for young entrepreneurs and students under the banner of Startup Talk Chattogram.

The event was held from 3:00pm on November 9, 2018, in Bangabandhu Hall of Chattogram Press Club in the city with a total of 300 participants.

Speakers at the event discussed and provided insights on the different avenues of entrepreneurship. Entrepreneurs and businessmen from Dhaka and other places were present as guests in the programme.

The speakers presenting their insight on entrepreneurship were: Dewan Adnan, representative, Startup Bangladesh, ICT Division; Syed Sirajul Islam Kamu, managing director, Well Group; Sheikh Ebtiaj Joy, vice president, JCI Dhaka Entrepreneurs and managing director, Progoti Group; Solaiman Alam Sheth, Managing Director, Sheth Properties; Didarul Alam Sunny, director, Basis; Touhid Hossain, secretary general, BACCO; and Sahela Abedin, managing director and CEO, Approse Pear.

Arafatul Islam Akib, founder of Startup Talk Chattogram, was the host for the event. The programme partners were JCI Dhaka Entrepreneurs and Progoti Green Shipping Lines.

The Daily Star was the media partner of the event, while other strategic partners were Radio Foorti, Parking Koi, RITS Browser, and Khaas Foods.

16 Amazing DIY Phone Case Life Hacks! Phone DIY Projects Easy


Creativity is the capability or act of conceiving something original or unusual

Innovation is the implementation of something new.

Invention is the creation of something that has never been made before and is recognized as the product of some unique insight.

An invention might be a product or device or method that has never existed before. So every invention is an innovation. But every innovation is not an invention. When your company first published its website that was a major innovation for the company even though many other websites already existed.
We tend to think of an innovation as a new product but you can innovate with a new process, method, business model, partnership, route to market or marketing method. Some of the most powerful innovations you can make are in business methods and customer services. If we look at companies like Dell, eBay and Amazon we see that their great innovations were with their business models rather than in new products.

                                                           HOW DO YOU BEGIN A MAKERSPACE?
Beginning a makerspace doesn’t mean that you need to run out and max out your or the school’s credit card buying tons of materials. To begin with, stock the space with items that are typically found around the house or school – small and larger boxes, paper towel and toilet paper tubes, egg cartons, masking and duct tape, as well as liquid and stick glue. Ask for donations from parents for other items such as wire, yarn, toothpicks, cups, recycled plastic containers. Tools needed might include screw drivers (flat head and Philips head), pliers, and scissors. You may need to purchase items such as feathers, pipe cleaners, brads, and craft sticks, but don’t hesitate to add those items to a donation request from businesses or parents. If possible, try to include old toys or small electronics to be taken apart to discover how things work. Broken toys can also be supplied for students to repair, furthering their knowledge of how things work. To help control the consumption of supplies, we strongly suggest that students first create a detailed plan for their project.

                                                                    READY TO GIVE A MAKERSPACE A TRY?

1.Select an area for your classroom makerspace. You want room for 3-4 students to work with a display area for project ideas and a sturdy table.

2.Gather storage containers. We love to shop at hardware stores for ideas. Did you know you can buy empty paint cans? Those are marvelous for storing various tools. Also check out the dollar stores for assorted bins and baskets that are reasonably priced. We also found these great plastic shoe bins that are perfect for organizing materials.

3.Think carefully where you will store extra supplies for your maker space. There is nothing quite as exciting as receiving at 8:00 AM five huge trash bags of recycled items and having nowhere to put them except behind, in front and on top of your desk! And that reminds us…become VERY good friends with all of the custodians. They are the experts at helping you find locations to store extra items, as well as making sure that your “ treasures that look like trash” don’t get tossed out.

4.Send out a donation letter for items you would like. Letters can not only go to parents and grandparents, but stores and associations, and agencies. Really search your community for possible connections. We developed no fear in approaching anyone and everyone for items. (Did we mention the 1000 ping pong balls, wooden spools and paint stirrers that a group donated and DELIVERED to us? Five years later we are still making catapults with that amazing donation) We include a donation letter in our STEM Essentials freebie

5.Put donations away as soon as they come in. No excuses. Really. Trust us. We know. Two words. “Organized Chaos!!”
6.Create a poster with rules for your center. Keep it simple.We suggest: Plan;Persevere;Put Away.
7.Create an “open” and “closed” sign as well as a sign up sheet for the makerspace.
8.Hang an inventory list nearby so that the students can indicate when certain consumables are beginning to run low.If possible, solicit adult volunteers to be the docents for the makerspace. This will make your life easier, but is not necessary for a successful maker space.


MakerSpace / Why MakerSpace?What does it look like?
« on: May 28, 2019, 11:15:10 AM »
                           Why MakerSpace needed? And How it will be look like?

Makerspaces are popular because they incubate STEM (science, technology, engineering and math) skills, marketable proficiencies for students in the 21st-century economy. Aside from STEM, makerspaces promote collaboration, critical thinking and creativity — skills students use in college and career.
This makes navigating materials from an educational lens even more challenging.  Makerspace for Education, is a collaborative digital space for educators to explore how to create and use makerspaces in their own environments and will help to transform pedagogies of individual educators through immersion in the context and the support of a community of practice.

What does it look like?
A makerspace can be as high-tech or low-tech as desired. The important factor is to provide a safe, collaborative environment.

Furniture and equipment should be flexible and durable, enabling student-teacher movement and task-transitioning. Furnishings should also allow for enhanced organization of various objects (e.g. peg boards for hanging tools). If your makerspace is high-tech, furnishings should provide options to charge tools and devices.

In many schools, media centers facilitate problem-solving and design-thinking projects in varied dynamic makerspaces. Areas of discovery include robotics, iMovie making, gaming, circuitry, music production and construction while utilizing high-tech tools such as 3D printers and graphic design programs.

Source:  and

Art, Design and Lifestyle / 38 Plastic Bottle Life Hacks
« on: May 27, 2019, 12:57:46 PM »
                                            38 Plastic Bottle Life Hacks

Art, Design and Lifestyle / Get Younger Looking Glowing Skin
« on: May 27, 2019, 12:42:48 PM »
                                               Get Younger Looking Glowing Skin

                      Get super silky & glossy hair in 1 day | DIY Hair Mask - Deep Conditioner

                                                    Mehendi/Henna design bunches. Compilation Video 2019.

What Should You Do When Your Friends and Family Don't Support You?

Policy and acts / What is Policy And Law?
« on: May 27, 2019, 10:33:04 AM »
What is Policy And Law?

Policy and acts / Difference between Policy and Act ?
« on: May 27, 2019, 10:29:39 AM »
Difference between Policy and Act ?

An Act is a piece of legislation where its the base for forming a law. In a country, where the Parliament Houses pass a Bill(proposed form of an Act) and if the President approves of the Bill, then it becomes an Act. If the Act is implemented and people are bound to abide by its obligations, then it becomes a Law. It would come with a penalty.

For example: Government of India Act, in 1858 passed by the British Crown legalized India to become a British Colony. People in India were bound to follow the rules laid done by the British. Not doing so will land you in jail

A policy is a viewpoint which need not be subject to legislation. People may or may not abide by it and its just an informal way of following principles.

For example: Quora policy and Facebook policy are present and laid down by Quora and Facebook. As long as you are in Quora or Facebook, you have to adhere to those policies. They can be changed or you can override them. But there is no legal penalty that you may have to pay.


MakerSpace / Flower Vase
« on: May 25, 2019, 04:00:54 PM »
                                                  Easy and quick way of Making Beautiful Flower Vase

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